How ClearShare works.

Healthshares, or medical cost sharing, are not-for-profit programs that provide an organized structure for a community of like-minded members to contribute toward each other’s medical costs. Medical cost sharing is not insurance, but it is a proven and effective alternative to health insurance.

Your annual maximum (or personal responsibility) is essentially how much you as a member need to pay in medical expenses before they are shared with the community. The lower your personal responsibility, the higher your monthly contribution.

Healthsharing has been a proven and effective alternative to traditional health insurance.